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 FORECLOSURE DEFENSE NEWS AND INFORMATION - Rhode Island

 

Foreclosure defense forms must be drafted to comply with the laws of your State. Standardized forms for all States are generally not acceptable. We provide attorneys and you with the state-specific forms that are correct and valid. Free Previews available. All forms are available in Word format.





AS RHODE ISLAND FORECLOSURES RISE SHARPLY, MORE HOMEOWNERS REQUEST LOAN MODIFICATIONS AND SHORT SALES TO STOP FORECLOSURE

2009-04-16







AS RHODE ISLAND FORECLOSURES RISE SHARPLY, MORE HOMEOWNERS REQUEST LOAN MODIFICATIONS AND SHORT SALES TO STOP FORECLOSURE

On April 16, 2009, the Warwick Beacon reported that acording to Brenda Clement, Executive Director for Housing Action Coalition of RI, over 2,700 RI tenants have lost their homes due to foreclosures. The number of foreclosure is expecting to rise through 2010 due to to the economic crisis.

The big unknown for the coming months is President Barack Obama's plan to help up to 9 million borrowers avoid foreclosure through refinanced mortgages or modified loans. Banks in Rhode Island have shown a willingness to seriously consider requests by homeowners for loan modifications or short sales. By submitting requests to their lenders for reduced interest rates or permission to sell homes for less than the balance of their loans, homeowners can avoid the devastation of foreclosure. However, many homeowners are unaware of the options that are available to them.

Homeowners interested in requesting mortgage modifications can download the required Mortgage Modification Request Kits for submission to their lenders. Homeowners seeking their lenders approval of short sales can download Short Sale Request Kits With minimal effort, many homeowners in Rhode Island can stop foreclosure of their homes.

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This compendium of mortgage foreclosure forms, information and news is provided to homeowners, legal organizations, and the general public as a free public service by Empire State Legal Forms, Inc. The information and forms provided on this site are not legal advice, but general information on legal issues commonly encountered. We are not a law firm, and our forms are not a substitute for an attorney or law firm. We provide legal forms at your specific direction. because the law changes rapidly, we cannot guarantee that all of the information on this site is completely current. The law is different from jurisdiction to jurisdiction, and may be subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool can fit every circumstance. Furthermore, the legal information contained on this site is not legal advice and is not guaranteed to be correct, complete or up-to-date. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area.

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