How to respond to a foreclosure summons and complaint

Download a legal demand letter disputing your lender's billing statement and demanding proof of alleged arrears under the Federal Real Estate Settlement Procedures Act ( RESPA ).

Download an easy-to-use mortgage modification/workout request forms kit. Your mortgage modification request kit will include the full forms package that you submit to your bank to request a loan modification, including reduction of payments, interest rates and penalties. We also offer customized modification request packages that are prepared by our experienced legal professionals using the information that you provide. Downloadable forms are available immediately. Customized loan modification forms are prepared within 72 hours.

Download a pre-sale request kit which has the forms, instructions and legal information that you need to sell your house for less than the balance of your mortgage.

Download an Answer to Foreclosure Summons and Complaint; Answer form includes affirmative defenses to mortgage foreclosure that stop the lender's foreclosure case and help you save your home: just sign and file.

Download a Complaint to Stay Foreclosure Proceedings or a Motion to Dismiss a Lender's Foreclosure Complaint. A complaint is essential for homeowners facing non-judicial foreclosure. A motion to dismiss is for homeowners facing judicial foreclosure proceedings. With increasing frequency, courts stop foreclosure because of banks' inappropriate conduct, mistakes, and failure to provide mandatory disclosures and information.

If Your Lender Has a Judgment of Foreclosure, You Can Still Stop A Foreclosure Sale by Downloading a Motion to Vacate/Set Aside a Foreclosure Judgment. It is Never too Late to Stop a Foreclosure Sale and Save Your Home.